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Exclusive BAPIA Business Insurance

Whether you are a shop based retailer or a home based decorator, it is important for your business that you have adequate business insurance in place to protect you against any number of incidents such as theft, fire, accidental damage etc.  We have negotiated a deal with a major UK insurer (SAGIC) to offer BAPIA members business insurance that has been tailored to cater for our members needs including:

  • Seasonal 30% uplift in stock cover
  • "Average" clause removed
  • Glass & shopfront cover can be added
  • Buildings can be added
  • Policy runs in line with existing BAPIA members Liability cover

SAGIC (Salvation Army General Insurance Company) have been established for over 100 years and they are an ethical, non-profit insurer with all profits going to The Salvation Army.
Below is a list of the business insurance cover that is available to BAPIA members as well as a link to a copy of the policy

Business Insurance Cover

Business Insurance for Retailers
The following plans are optional business coverage negotiated exclusively on behalf of BAPIA retail members:

BRONZE - from £125.00/year Includes:

  • £5,000 – Contents 
  • £10,000 – Stock 
  • £2,500 for equipment away from the premises including on hire unattended (UK)
  • £1,000 – money 
  • Business Interruption £50,000 

SILVER - from £175.00/year Includes:

  • £10,000 – Contents 
  • £25,000 – Stock 
  • £2,500 for equipment away from the premises including on hire unattended (UK)
  • £2,000 – money 
  • Business Interruption £100,000 

GOLD - from £250.00/year Includes:

  • £15,000 – Contents 
  • £50,000 – Stock 
  • £5,000 for equipment away from the premises including on hire unattended (UK)
  • £5,000 – money 
  • Business Interruption £150,000 

Business Insurance wording.pdf


Business Insurance for Home-Based Businesses 

For more information on the above or any other topic please e-mail info@bapiaonline.com or telephone 0208 123 1746

To purchase Business Insurance you can contact our brokers directly - Sharrocks - The Insurance People.  Tel: 01795 580800

All premiums are inclusive of IPT.

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